Category Archives: Banking

Quatitatitive measures of credit control

Quatitatitive measures of credit control are also called general measures of credit control. These measures refer to the methods which are used to direct the total volume of credit in the banks. These measures consists of the following methods Bank … Continue reading

Posted in Banking | Leave a comment

Qualitatitive measures of credit control

Qualitatitive measures of credit control are also called selective measures of credit control. These measures refers to the measures which are directed towards the particular use of credit not its total volume. These measures consist of the following methods. Margin … Continue reading

Posted in Banking | Leave a comment

Simple Meaning of NPA

Today I will discuss the meaning of very important term related to financial institutions like banks. The term is NPA and the full form of NPA is “Non-performing Asset”. Now a days we are daily reading or listening that banks … Continue reading

Posted in Banking | Tagged | Leave a comment

Types of banks-part 2

Last time, we have discussed 3 types of banks. Today we will discuss more types of banks: 1.)   Types of banks on the basis of function: i)                    Commercial banks: These are the banks which do banking business to earn profit, which advances … Continue reading

Posted in Banking | Leave a comment

Types of banks-part 1

There are different types of banks on the basis of different conditions. Let us discuss one by one. In this part 1, I will discuss bank types on the basis of law, on the basis of domicile, on the basis … Continue reading

Posted in Banking | Tagged | Leave a comment

Meaning of various banking terms

One day I have seen the abbreviation CSW in my bank statement. I was not able to get the meaning of same and I searched a lot then found that the meaning of CSW is “cash withdrawal”. Then I decided … Continue reading

Posted in Banking | 1 Comment

Banking sector reforms

Banking sector reforms in India An efficient banking structure can promote greater amount of investment which can help to achieve a faster growth of the economy. In India, the year 1991 saw a drastic change in the economic policy of … Continue reading

Posted in Banking | Leave a comment

Capital Adequacy Norms

Basle capital accord of July 1988 recommended capital adequacy among banks. It is a cushion against unforeseen losses. Narsimaham committee recommended the adoption of the bank of international settlement (BIS) norm on capital adequacy for banks. Which has been accepted … Continue reading

Posted in Banking | Leave a comment

Non Performing Assets

Non Performing Assets concept was introduced by reserve bank of India on 1 April 1991. These are to be identified on balance sheet date only. In case government guarantee is invoked such an account is called as Non Performing Assets.

Posted in Banking | Leave a comment

Development banking

Industrial finance is very much essential for industrial development. No business can reach its full potential of growth and success without adequate finance. Financial requirement is of two types. Short term and long term funds. Short term funds are in … Continue reading

Posted in Banking | Tagged | Leave a comment